Smart Coverage for Real Life and Real Business

We started Garden State Coverage to make insurance and travel feel less like a chore — and more like a win. You deserve protection you understand, support that feels human, and perks that give you something back.

We specialize in fast service, mobile consultations, and insurance with benefits — like a $30 welcome gift and access to exclusive client raffles.

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Commercial Auto Insurance

Built for Business Owners Who Don’t Have Time to Mess Around

You rely on your vehicle to keep your business moving — and one accident, claim, or gap in coverage could put everything at risk. We work with contractors, delivery services, food trucks, and owner-operators to create tailored policies that protect what you’ve built.

We cover vehicles like

Box trucks, bucket trucks, and refrigerated units

Tow trucks, flatbeds, and dump trucks

Catering vans, food trucks, and service vehicles

Passenger vans, taxis, and medical transport

Utility trailers and commercial fleets

Industries Served

Construction & Contracting

Delivery & Courier Services

Local Service Providers

Freight & Transport

Food & Beverage

Request a Commercial Quote

$30 gift card offer for first-time clients

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Auto Insurance

Affordable coverage that works when you need it most — for your daily commute, road trips, or new teen drivers.

Personal Insurance

Whether you're protecting your car, apartment, or small business, we tailor each policy to fit your needs — with clear advice, flexible options, and real rewards.

Auto Insurance

Reliable protection of your car, truck, or SUV.

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Recreational Insurance

Coverage for boats, RV's, and more.

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Renters Insurance

Simple protection for your belongings, your peace of mind, and even the “what-ifs” most people don’t think about.

Landlord / Short-Term Rental

Coverage for landlords and Airbnb hosts who need protection that goes beyond a basic policy.

Recreational Insurance

Coverage for the open road or open water — with add-ons that match how and where you ride.

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Add-On: Travel Insurance

Planning a trip? We can add affordable travel insurance to your itinerary, so you’re protected from the airport to your destination.

Why Clients Stick With Us

No Office visits - we come to you

Personal auto, renters, and commercial insurance in one place

Flights, hotels, cruises, and travel planning all handled

Rewards for every milestone

Fast support, flexible scheduling, and no-pressure quotes

Let's Make It Easy

If you’re ready for real support — and some helpful perks while you’re at it — we’d love to hear from you.

Get a Free Quote Book a Travel Consultation

Real help, real fast — without the 1-800 runaround.