What Does Renters Insurance Actually Cover?
1. Your Belongings:
From furniture and clothing to electronics and jewelry, renters insurance helps pay to replace your personal property if it's stolen, damaged by fire, vandalism, or even certain types of water damage. Whether you're in an apartment, condo, or house, your stuff is covered.
2. Temporary Living Costs:
If something happens to your rental—like a fire or storm—and you can’t stay there, renters insurance may help cover the cost of a hotel, meals, and other living expenses while your home is being repaired.
3. Liability Protection:
Let’s say a guest trips and falls in your kitchen or your dog accidentally bites a neighbor. Renters insurance can help cover medical bills or legal costs if you're held responsible.
4. Theft Outside Your Home:
Here’s a little-known bonus: your policy can also protect you if your belongings are stolen while you're traveling, at work, or even from your car.
Why It’s Totally Worth It
Many people assume renters insurance is expensive. In reality, a typical policy often costs less than a dollar a day—but offers thousands of dollars in coverage. That’s a small price for big peace of mind.
Plus, at Garden State Coverage, we make it easy. With flexible policies, personalized guidance, and welcome gifts for new customers, you’ll feel taken care of from day one. We’re not just here to quote—we’re here to protect what matters to you.